The project is focused on providing a non judgemental, impartial and confidential debt advice service targeted at vulnerable young people, adults and families who require support to address multiple and complex issues around debt, benefit entitlement and budgeting.
The project also assists people to cope with the implications of Welfare Reform on their personal and household budgets, particularly those in challenging circumstances following release from custody, family breakdown, and worklessness, alcohol and drug abuse or as a result of offending.
Funded by United Utilities Trust Fund, the project delivers debt advice underpinned by one-to-one support to relieve poverty. Advice sessions consist of improving financial skills, organising priority and non priority debts, identifying ways to maximise income and improve service users’ knowledge of sources of financial products. The project is person-centred and is flexible to address the needs of each individual accessing the service with the sole aim to alleviate financial difficulties and stress. Drop-in sessions, budgeting workshops and one-to-one appointments are conducted across Salford to advise on all aspect of debt and the courses of action open to our service users.